If you are a single and planning to retire as one, you have far less complex planning than couples. As you are the only person who needs to be taken care of, you don’t need to think about other people.
You can find some retirement planning decisions for singles which will make you look at this different than couples.
Long term care insurance
The most basic fact of couples is they rely on each other for caregiving when they are old. However, if you are single you don’t have a person to rely on. As a single you are far more likely to find out the care you need if you have a long-term care policy.
Social security claimer
As a single you have much more simple Social Security claiming choices then couples. And actually if you can wait until you are 70, you will claim much more. If you don’t have a reason to believe that your life expectancy is shorter than the average, don’t claim until you are 70.
As a single you can actually do whatever you want without asking anyone. You can always head out on a new adventure. You will be very surprised when you learn how much retirement may cost you. It has actually very affordable options. When you learn that in some states retirees pay far lesser taxes than in others, you can consider living in these places.